REMORTGAGES

A remortgage changes your mortgage without moving your house.

A remortgage is the process to transfer your mortgage to another lender.  Before you decide to remortgage, you should look at the details of your current mortgage as this information helps to evaluate rates and products which are currently available within the market.  This information can be obtained from your current lenders mortgage offer letter.

Do not be deterred if you are required to pay an early redemption penalty, as it is likely savings can still be made.  Don't worry - we can be available to discuss all aspects involved.

If you decide to change your mortgage, you should consider the potential savings against any costs of switching.  We will assist you with this and any questions you may have.  Some lenders offer specific remortgage packages where legal and valuation fees are paid by the lender.  This benefits the client by “no up front fees” required.  This may also reduce the overall cost of the remortgage.

Ask for a Key Facts illustration in order to outline all costs incurred, product, rate, term, monthly payments and any early repayment charges need to be considered. We can advise you in all aspects before making your decision.

There are a number of reasons why you may want a remortgage loan:

• To take advantage of a lower interest rate.
• To pay for home Improvements.
• To consolidate existing debt.
• To reduce monthly outgoings.
• To change product type e.g. (Tracker or Variable rate to a Fixed rate).
• To purchase a car or perhaps a holiday.
• To pay for large expenses such as your child's education or wedding.

Take advantage of our 'rate beater' service, a quick phone call with your outstanding balance, Term and current rate to see how much YOU can save!

Debt Consolidation:  Combine your outstanding commitments and Mortgage into one loan therefore allowing you to take advantage of possibly the lowest interest rate available.  Dramatically reduce your monthly outgoings.  You will potentially pay more interest by consolidating if the loan is increased and the term is extended.

Capital Raising: Release that equity in your home. Make possible that dream holiday?  A new car?  Conservatory?  Or possibly a loft conversion?

For a FREE, no-obligation quotation, contact:
First Mortgage Solutions on 0808 155 4328 or via our online contact form

THERE WILL BE A FEE FOR MORTGAGE ADVICE.  THE PRECISE AMOUNT WILL BE £395. 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

THE OVERALL COST FOR COMPARISON IS 6.74% APR. THE ACTUAL RATE AVAILABLE WILL DEPEND UPON YOUR CIRCUMSTANCES.  PLEASE ASK FOR A PERSONALISED ILLUSTRATION. APR's CORRECT AT TIME OF GOING TO PRESS.  PLEASE CALL US FOR THE LATEST RATES.

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